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Help for you and ultimately for us |
| Anti-theft equipment |
Check this box if you have theft prevention equipment such as a burglar alarm, prop or trailer lock(s), secured entry. Do not check the box if your boat is equipped only with locks and hasps. |
| Crew cover | Crew coverage is recommended if you hire crew to help you run the boat or make a delivery. Crew coverage is not available for persons who help you run the boat or make a delivery if you do not pay them. Click here for a detailled explanation of Protection & Indemnity crew coverage |
| Insured | Certain insurers allow a discount if you have had insurance on this or another owned vessel in the preceding 12 months. |
| Insurer | We are insurance brokers and we deal with many different insurers. If you tell us who insures you now we will not approach them. |
| Lay-up dates | Tell us approximately the dates you will start and finish. For example :October 1 to January 31" is better than "October to January". You get a bigger credit and you can always change the dates during the policy period. |
| Occupation |
Show your regular occupation here. If you are retired indicate your previous profession, e.g. Retired attorney |
| OUI/DUI/BUI/DWI | Convictions for operating a motor vehicle whilst under the influence of alcohol or drugs. If you have a conviction for these offences, tellus, no matter how long ago the occurred. |
| Proof of Boater Education | Certain underwriters require a copy of Boater Safety Courses, no matter how old, to grant you a discount. |
| Purchase price | The price you paid for your boat before you started to spend money on her. |
| Survey value/Market value | This is the value usually shown on a marine survey that indicates the Market value of your vessel at the time of the survey (warts and all). This is not the value to replace your boat (Replacement Cost) which is usually much higher. For a better understanding of surveyors and surveys click here. |
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Navigation
limits for the next twelve months? Where will you use your boat in the next 12 months? Where will you keep your boat IN COMMISSION? |
When you answer this question
do
not include places you "might" go to in a year or two. The reason we
say this is because many cruisers think long term and ask for quotations to
include all the places they want to visit, e.g. if you are going to Europe and
will visit the Azores, the Canaries, coastal Europe and the Mediterranean
indicate that as your cruising area. Even if you plan to return after one year
to the Caribbean and the USA this would not be included in the next twelve
months itinerary. Underwriters will charge you for the maximum cruising area and
if you do not go there is no refund. |
| Changes in cruising plans. | We can usually accommodate changes in cruising plans so don't think your Navigation Limits are cast in stone. |
| Where will you keep your boat when NOT in use-laid-up NOT in commission | This means when you leave her, go somewhere else or store her a season (Hurricane, winter, etc.) and come back later. If you are cruising and you will layup somewhere as yet undetermined, mark "In transit-Layup to be advised". For others that return more or less to the same place after use, indicate that usual place. |
| Years as Charter Operator | How many years have you acted as a charter captain or as a mate on a charter boat? |